100% Mortgage Offset

100% Mortgage Offset - Telstra Credit Union

Cut your interest and pay off your home sooner
Our 100% Mortgage Offset Loan gives you the ability to offset your savings balance against the balance of your home loan.

It's a great way to reduce your interest bill, yet retain at-call access to your funds – and all the while see your savings working harder to pay off your home sooner.

Key Features
  • Borrow up to 95% of the property value
  • Offset 100% of your saving balance against your home loan
  • No monthly or account-keeping fees
  • Flexible repayment options
  • Unlimited Free Redraw
  • Make extra repayments without penalty
  • Optional Loan repayment insurance to help make your loan repayments when you cannot*
* Loan repayment insurance issued by Allianz Australia Insurance Limited ABN 15 000 122 850.